Local stand-in for every third-party API. 88 call(s) recorded · refreshes every 5 s · JSON · failure test inputs are in vendor-mock/README.md
{
"mock": true,
"error": "vendor-mock has no route for GET /robots.txt"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.svn/wc.db"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.git/HEAD"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-json/batch/v1"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-json/batch/v1"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.git/config"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.hg/store/requires"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.hg/requires"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.svn/entries"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.svn/wc.db"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.svn/format"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.git/config"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.hg/store/requires"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.hg/requires"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.svn/entries"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.svn/wc.db"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.svn/format"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.git/config"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-login.php"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.git/config"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /security.txt"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.well-known/security.txt"
}{
"mock": true,
"error": "vendor-mock has no route for GET /robots.txt"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wp-includes/wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /wlwmanifest.xml"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"type": "SUBSCRIPTION_STATUS_CHANGED",
"event_time": "2026-11-14T20:25:38+05:30",
"data": {
"subscription_details": {
"subscription_id": "KL-a4e7e14ec2fb-1794668133191",
"subscription_status": "ACTIVE"
},
"authorization_details": {
"authorization_amount": 1,
"authorization_status": "SUCCESS",
"authorization_reference": "MOCKUMRN4668137213",
"payment_id": "cf_auth_381d6227cce54101"
}
}
}{
"success": true,
"statusCode": 200,
"message": "Webhook processed",
"data": {
"processed": true
}
}{
"cf_subscription_id": "4668133196",
"subscription_id": "KL-a4e7e14ec2fb-1794668133191",
"subscription_status": "ACTIVE",
"subscription_session_id": "sub_session_mock_c2f4b82512b545c4",
"customer_details": {
"customer_name": "RAHUL KUMAR SHARMA",
"customer_email": "gyanendra.works@gmail.com",
"customer_phone": "7470805431",
"customer_bank_account_holder_name": "RAHUL KUMAR SHARMA",
"customer_bank_account_number": "454545455678",
"customer_bank_ifsc": "HDFC0000123",
"customer_bank_account_type": "SAVINGS"
},
"plan_details": {
"plan_name": "Loan repayment",
"plan_type": "ON_DEMAND",
"plan_max_amount": 75000,
"plan_currency": "INR"
},
"authorization_details": {
"authorization_amount": 1,
"authorization_status": "SUCCESS",
"authorization_reference": "MOCKUMRN4668137213",
"payment_id": "cf_auth_381d6227cce54101"
},
"subscription_meta": {
"return_url": "https://api.demo.kredlane.in/journeyComplete/cashfree-mandate-return?sid=KL-a4e7e14ec2fb-1794668133191"
},
"subscription_expiry_time": "2028-11-14T14:55:33.191Z"
}{
"location": "https://api.demo.kredlane.in/journeyComplete/cashfree-mandate-return?sid=KL-a4e7e14ec2fb-1794668133191"
}<!doctype html><html><head><meta charset="utf-8"><meta name="viewport" content="width=device-width,initial-scale=1">
<title>Set up auto-repayment (eNACH / UPI AutoPay) (mock)</title><style>
:root{--bg:#f4f6fb;--card:#fff;--fg:#1d2433;--mut:#667085;--line:#e4e7ec}
@media (prefers-color-scheme:dark){:root{--bg:#12151c;--card:#1b202a;--fg:#e6e9ef;--mut:#98a2b3;--line:#2c3340}}
body{margin:0;min-height:100vh;display:flex;align-items:center;justify-content:center;background:var(--bg);color:var(--fg);font:15px/1.5 system-ui,sans-serif;padding:16px;box-sizing:border-box}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;max-width:440px;width:100%;padding:24px}
.tag{display:inline-block;background:#fef0c7;color:#93370d;border-radius:4px;padding:2px 8px;font-size:12px;font-weight:600}
h2{margin:12px 0 4px}p,li{color:var(--mut)}table{width:100%;border-collapse:collapse;margin:12px 0}td{padding:4px 0;border-bottom:1px solid var(--line)}
td:first-child{color:var(--mut)}button{width:100%;padding:12px;border-radius:8px;border:0;font-size:15px;font-weight:600;cursor:pointer;margin-top:10px}
.ok{background:#14b8a6;color:#fff}.no{background:transparent;border:1px solid var(--line);color:var(--fg)}
</style></head><body><div class="card"><span class="tag">VENDOR MOCK · local testing only</span><h2>Set up auto-repayment (eNACH / UPI AutoPay)</h2>
<table><tr><td>Mandate</td><td>Mandate KL-a4e7e14ec2fb-1794668133191</td></tr>
<tr><td>Maximum debit</td><td>₹75,000</td></tr>
<tr><td>Method</td><td>eNACH — HDFC Bank XXXX5678</td></tr></table>
<form method="post" action="/cashfree/checkout?session=sub_session_mock_c2f4b82512b545c4&ok=1"><button class="ok">Authorise mandate</button></form>
<form method="post" action="/cashfree/checkout?session=sub_session_mock_c2f4b82512b545c4&ok=0"><button class="no">Cancel</button></form></div></body></html>/* Cashfree JS SDK stand-in served by the Kredlane vendor mock (local testing only). */
(function () {
var base = "https://mock.demo.kredlane.in";
function go(params) {
var q = Object.keys(params).filter(function (k) { return params[k]; })
.map(function (k) { return k + "=" + encodeURIComponent(params[k]); }).join("&");
window.location.href = base + "/cashfree/checkout?" + q;
return new Promise(function () {});
}
window.Cashfree = function () {
return {
checkout: function (o) { o = o || {}; return go({ session: o.paymentSessionId, return: o.returnUrl }); },
subscriptionsCheckout: function (o) { o = o || {}; return go({ session: o.subsSessionId }); }
};
};
})();{
"cf_subscription_id": "4668133196",
"subscription_id": "KL-a4e7e14ec2fb-1794668133191",
"subscription_status": "ACTIVE",
"subscription_session_id": "sub_session_mock_c2f4b82512b545c4",
"customer_details": {
"customer_name": "RAHUL KUMAR SHARMA",
"customer_email": "gyanendra.works@gmail.com",
"customer_phone": "7470805431",
"customer_bank_account_holder_name": "RAHUL KUMAR SHARMA",
"customer_bank_account_number": "454545455678",
"customer_bank_ifsc": "HDFC0000123",
"customer_bank_account_type": "SAVINGS"
},
"plan_details": {
"plan_name": "Loan repayment",
"plan_type": "ON_DEMAND",
"plan_max_amount": 75000,
"plan_currency": "INR"
},
"authorization_details": {
"authorization_amount": 1,
"authorization_status": "SUCCESS",
"authorization_reference": "MOCKUMRN4668137213",
"payment_id": "cf_auth_381d6227cce54101"
},
"subscription_meta": {
"return_url": "https://api.demo.kredlane.in/journeyComplete/cashfree-mandate-return?sid=KL-a4e7e14ec2fb-1794668133191"
},
"subscription_expiry_time": "2028-11-14T14:55:33.191Z"
}{
"subscription_id": "KL-a4e7e14ec2fb-1794668133191",
"customer_details": {
"customer_name": "RAHUL KUMAR SHARMA",
"customer_email": "gyanendra.works@gmail.com",
"customer_phone": "7470805431",
"customer_bank_account_holder_name": "RAHUL KUMAR SHARMA",
"customer_bank_account_number": "454545455678",
"customer_bank_ifsc": "HDFC0000123",
"customer_bank_account_type": "SAVINGS"
},
"plan_details": {
"plan_name": "Loan repayment",
"plan_type": "ON_DEMAND",
"plan_max_amount": 75000,
"plan_currency": "INR"
},
"authorization_details": {
"authorization_amount": 1,
"authorization_amount_refund": true,
"payment_methods": [
"enach",
"upi"
]
},
"subscription_meta": {
"return_url": "https://api.demo.kredlane.in/journeyComplete/cashfree-mandate-return?sid=KL-a4e7e14ec2fb-1794668133191"
},
"subscription_expiry_time": "2028-11-14T14:55:33.191Z"
}{
"cf_subscription_id": "4668133196",
"subscription_id": "KL-a4e7e14ec2fb-1794668133191",
"subscription_status": "ACTIVE",
"subscription_session_id": "sub_session_mock_c2f4b82512b545c4",
"customer_details": {
"customer_name": "RAHUL KUMAR SHARMA",
"customer_email": "gyanendra.works@gmail.com",
"customer_phone": "7470805431",
"customer_bank_account_holder_name": "RAHUL KUMAR SHARMA",
"customer_bank_account_number": "454545455678",
"customer_bank_ifsc": "HDFC0000123",
"customer_bank_account_type": "SAVINGS"
},
"plan_details": {
"plan_name": "Loan repayment",
"plan_type": "ON_DEMAND",
"plan_max_amount": 75000,
"plan_currency": "INR"
},
"authorization_details": {
"authorization_amount": 1,
"authorization_status": "SUCCESS",
"authorization_reference": "MOCKUMRN4668137213",
"payment_id": "cf_auth_381d6227cce54101"
},
"subscription_meta": {
"return_url": "https://api.demo.kredlane.in/journeyComplete/cashfree-mandate-return?sid=KL-a4e7e14ec2fb-1794668133191"
},
"subscription_expiry_time": "2028-11-14T14:55:33.191Z"
}{
"ifsc": "HDFC0000123",
"accNo": "454545455678",
"benificiaryName": "RAHUL KUMAR SHARMA",
"address": "12 MG Road Near Metro Station Sa",
"clientRefNum": "cz1apk78ii66j1u8s5xkcf"
}{
"model": {
"status": "SUCCESS",
"transactionId": "pd_bd9ff8a3ed7f4563",
"beneficiaryName": "RAHUL KUMAR SHARMA",
"isNameMatch": true,
"matchingScore": 96,
"rrn": "794668125399",
"subCode": "200",
"desc": "Transaction successful (mock)",
"recommendedAction": "PROCEED"
}
}{
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}{
"status": "success",
"statusCode": 200,
"clientRefId": "c_2541b18034304adf",
"result": {
"is_same_face": true,
"same_face_confidence": 0.93,
"is_person_image_blurry": false,
"is_card_image_blurry": false,
"person_image_correctly_identified": true,
"card_image_correctly_identified": true
}
}{
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}{
"status": "success",
"statusCode": 200,
"reqId": "fl_97352f6786a24d9a",
"clientRefId": "c_5e1dac7fd0dd406d",
"modelVersion": "mock-v3",
"result": {
"is_live": true,
"liveness_confidence": 0.97,
"is_person_image_blurry": false,
"person_image_correctly_identified": true,
"eye_closed": false,
"is_face_aligned": true,
"is_low_light_image": false,
"multiple_face_detected": false,
"is_face_occluded": false,
"occlusion_confidence": 0.01,
"has_mask": false,
"mask_confidence": 0.01
}
}{
"mobile_number": "7470805431",
"consent": "Y"
}{
"request_id": "req_1e9ec1365dd64aab",
"transaction_id": "txn_de2ca9e285874b79",
"status": 200,
"data": {
"code": "1000",
"message": "Mobile number age fetched successfully",
"mobile_number_age_data": {
"mobile_number": "7470805431",
"mobile_age": "5-6 years",
"is_number_active": "Yes",
"is_number_valid": "Yes",
"has_porting_history": "No",
"original_region": "Delhi",
"original_telecom_provider": "Airtel",
"ported_region": "",
"current_ported_telecom": "",
"roaming": "No"
}
}
}{
"phone": "7470805431",
"email": "gyanendra.works@gmail.com",
"name": "RAHUL KUMAR SHARMA",
"consent": "Y"
}{
"request_id": "req_01b6c680be5643b3",
"transaction_id": "txn_75998902955e4554",
"status": 200,
"data": {
"code": "1000",
"message": "Digital footprint fetched successfully",
"digital_profile_data": [
{
"data_type": "phone_data",
"primary_data": {
"key": "7470805431",
"type": "phone",
"social_profile_count": 7,
"account_details": [
{
"platform": "whatsapp",
"user_exist": true,
"error": false
},
{
"platform": "amazon",
"user_exist": true,
"error": false
},
{
"platform": "flipkart",
"user_exist": true,
"error": false
},
{
"platform": "paytm",
"user_exist": true,
"error": false
},
{
"platform": "swiggy",
"user_exist": true,
"error": false
},
{
"platform": "linkedin",
"user_exist": true,
"error": false
},
{
"platform": "instagram",
"user_exist": false,
"error": false
},
{
"platform": "facebook",
"user_exist": false,
"error": false
},
{
"platform": "truecaller",
"user_exist": true,
"error": false
}
]
},
"intelligence_data": {
"verified_names_status": "found",
"verified_names": [
"RAHUL KUMAR SHARMA"
],
"digital_age": {
"age": "6 years",
"month": 3,
"year": 2020
}
}
},
{
"data_type": "email_data",
"primary_data": {
"key": "gyanendra.works@gmail.com",
"type": "email",
"social_profile_count": 3,
"account_details": []
}
},
{
"data_type": "intelligence_data",
"scores": [
{
"score_type": "onboarding_phone_risk_score",
"score_data": {
"checked": 9,
"user_exist": 7,
"max_score_value": 1,
"min_score_value": 0,
"score_value": 0.18
}
}
]
}
]
}
}{
"txn_id": "TXNda845e742ef4419c",
"status": "Success",
"code": "",
"message": "Transaction completed",
"client_ref_num": "7470805431",
"request_id": "667815352"
}{
"success": true,
"statusCode": 200,
"message": "Report saved successfully",
"data": {
"message": "Report saved successfully",
"excelUrl": "http://minio:9000/kredlane-documents/bankstatement/statement.xlsx?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Content-Sha256=UNSIGNED-PAYLOAD&X-Amz-Credential=kredlane%2F20261114%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20261114T145020Z&X-Amz-Expires=604800&X-Amz-Signature=5b94c554f1f0cd1ec5cc4136a326c977086e377d74249fbbdf9b293466cf9beb&X-Amz-SignedHeaders=host&x-amz-checksum-mode=ENABLED&x-id=GetObject",
"data": {
"bankstatement_id": "874aa4eb-7713-412c-b609-40e64a46a55c",
"customer_id": "009df81a-dae5-47bf-9841-9a616c7648fe",
"lead_id": "a4e7e14e-c2fb-463b-9e85-5a46d483dcd9",
"url": "https://mock.demo.kredlane.in/digitap/consent?req=667815352",
"expires_at": "2026-11-14T14:50:19.892Z",
"status": "COMPLETED",
"message": "Transaction completed",
"gen_request_id": "667815352",
"transaction_id": "TXNda845e742ef4419c",
"data": {
"source_of_data": "accountaggregator",
"dg_report_version": "mock-3",
"duration_in_month": 4,
"transaction_start_date": "2026-08-01",
"transaction_end_date": "2026-11-14",
"statement_start_date": "2026-08-01",
"statement_end_date": "2026-11-14",
"analysis_data": {
"Overall": {
"Avg EOD Balance last 3 months": 63286,
"Total No. of EMI bounces in last 3 months": 0,
"Total No. of Business Credit Transactions": 3,
"Total Amount of Business Credit Transactions": 7500,
"Total Amount of Loan Disbursal": 0,
"Total Loan Credited in last 3 months": 0,
"Total Amount of EMI / loan Payments": 18000,
"Total Amount of Salary Credits": 180000,
"Total No of Salary Credits": 4,
"Total No. of I / W Cheque Bounce Non Technical": 0
},
"August 2026": {
"Is Complete Month Txn": "yes",
"Total No. of Business Credit Transactions": 2,
"Total Net Credit Amount": 47500,
"Max Balance": 63250,
"salary_count": 1,
"Closing Balance": 30001
},
"September 2026": {
"Is Complete Month Txn": "yes",
"Total No. of Business Credit Transactions": 2,
"Total Net Credit Amount": 47500,
"Max Balance": 75001,
"salary_count": 1,
"Closing Balance": 41752
},
"October 2026": {
"Is Complete Month Txn": "yes",
"Total No. of Business Credit Transactions": 2,
"Total Net Credit Amount": 47500,
"Max Balance": 86752,
"salary_count": 1,
"Closing Balance": 53503
},
"November 2026": {
"Is Complete Month Txn": "no",
"Total No. of Business Credit Transactions": 1,
"Total Net Credit Amount": 45000,
"Max Balance": 98503,
"salary_count": 1,
"Closing Balance": 74554
}
},
"report_fetch_time": "2026-11-14T14:50:20.062Z",
"customer_info": {
"holders": [
{
"name": "RAHUL KUMAR SHARMA"
}
]
},
"tamper_detection_details": [
{
"original_pdf_confidence_score": 100
}
],
"accounts": [
{
"bank": "HDFC Bank",
"branch": "Saket",
"account_number": "XXXXXXXXXX5678",
"ifsc_code": "HDFC0000123",
"account_holder_name": "RAHUL KUMAR SHARMA",
"account_type": "SAVINGS",
"account_opening_date": "2019-06-14",
"transactions": [
{
"transaction_id": "t1",
"date": "2026-08-01",
"transaction_timestamp": "2026-08-01T10:30:00",
"amount": 45000,
"balance": "63250",
"narration": "NEFT-SALARY-ACME TECHNOLOGIES PVT LTD",
"category": "Salary",
"mode_from_source": "NEFT"
},
{
"transaction_id": "t2",
"date": "2026-08-03",
"transaction_timestamp": "2026-08-03T10:30:00",
"amount": -12000,
"balance": "51250",
"narration": "UPI-RENT-LANDLORD@okhdfc",
"category": "Rent",
"mode_from_source": "UPI"
},
{
"transaction_id": "t3",
"date": "2026-08-05",
"transaction_timestamp": "2026-08-05T10:30:00",
"amount": -2350,
"balance": "48900",
"narration": "BILLPAY-ELECTRICITY BSES",
"category": "Bills & Utilities",
"mode_from_source": "BILLPAY"
},
{
"transaction_id": "t4",
"date": "2026-08-07",
"transaction_timestamp": "2026-08-07T10:30:00",
"amount": -1899,
"balance": "47001",
"narration": "UPI-SWIGGY-swiggy@icici",
"category": "Food",
"mode_from_source": "UPI"
},
{
"transaction_id": "t5",
"date": "2026-08-10",
"transaction_timestamp": "2026-08-10T10:30:00",
"amount": -4500,
"balance": "42501",
"narration": "ACH-D-BAJAJ FINANCE EMI",
"category": "EMI",
"mode_from_source": "ACH"
},
{
"transaction_id": "t6",
"date": "2026-08-14",
"transaction_timestamp": "2026-08-14T10:30:00",
"amount": -3200,
"balance": "39301",
"narration": "POS-BIG BAZAAR SAKET",
"category": "Shopping",
"mode_from_source": "POS"
},
{
"transaction_id": "t7",
"date": "2026-08-18",
"transaction_timestamp": "2026-08-18T10:30:00",
"amount": -5000,
"balance": "34301",
"narration": "ATM-WDL-SAKET",
"category": "Cash Withdrawal",
"mode_from_source": "ATM"
},
{
"transaction_id": "t8",
"date": "2026-08-21",
"transaction_timestamp": "2026-08-21T10:30:00",
"amount": 2500,
"balance": "36801",
"narration": "UPI-RAHUL SHARMA-rahul.sharma@okaxis",
"category": "Transfer In",
"mode_from_source": "UPI"
},
{
"transaction_id": "t9",
"date": "2026-08-25",
"transaction_timestamp": "2026-08-25T10:30:00",
"amount": -6800,
"balance": "30001",
"narration": "UPI-AMAZON-amazon@apl",
"category": "Shopping",
"mode_from_source": "UPI"
},
{
"transaction_id": "t10",
"date": "2026-09-01",
"transaction_timestamp": "2026-09-01T10:30:00",
"amount": 45000,
"balance": "75001",
"narration": "NEFT-SALARY-ACME TECHNOLOGIES PVT LTD",
"category": "Salary",
"mode_from_source": "NEFT"
},
{
"transaction_id": "t11",
"date": "2026-09-03",
"transaction_timestamp": "2026-09-03T10:30:00",
"amount": -12000,
"balance": "63001",
"narration": "UPI-RENT-LANDLORD@okhdfc",
"category": "Rent",
"mode_from_source": "UPI"
},
{
"transaction_id": "t12",
"date": "2026-09-05",
"transaction_timestamp": "2026-09-05T10:30:00",
"amount": -2350,
"balance": "60651",
"narration": "BILLPAY-ELECTRICITY BSES",
"category": "Bills & Utilities",
"mode_from_source": "BILLPAY"
},
{
"transaction_id": "t13",
"date": "2026-09-07",
"transaction_timestamp": "2026-09-07T10:30:00",
"amount": -1899,
"balance": "58752",
"narration": "UPI-SWIGGY-swiggy@icici",
"category": "Food",
"mode_from_source": "UPI"
},
{
"transaction_id": "t14",
"date": "2026-09-10",
"transaction_timestamp": "2026-09-10T10:30:00",
"amount": -4500,
"balance": "54252",
"narration": "ACH-D-BAJAJ FINANCE EMI",
"category": "EMI",
"mode_from_source": "ACH"
},
{
"transaction_id": "t15",
"date": "2026-09-14",
"transaction_timestamp": "2026-09-14T10:30:00",
"amount": -3200,
"balance": "51052",
"narration": "POS-BIG BAZAAR SAKET",
"category": "Shopping",
"mode_from_source": "POS"
},
{
"transaction_id": "t16",
"date": "2026-09-18",
"transaction_timestamp": "2026-09-18T10:30:00",
"amount": -5000,
"balance": "46052",
"narration": "ATM-WDL-SAKET",
"category": "Cash Withdrawal",
"mode_from_source": "ATM"
},
{
"transaction_id": "t17",
"date": "2026-09-21",
"transaction_timestamp": "2026-09-21T10:30:00",
"amount": 2500,
"balance": "48552",
"narration": "UPI-RAHUL SHARMA-rahul.sharma@okaxis",
"category": "Transfer In",
"mode_from_source": "UPI"
},
{
"transaction_id": "t18",
"date": "2026-09-25",
"transaction_timestamp": "2026-09-25T10:30:00",
"amount": -6800,
"balance": "41752",
"narration": "UPI-AMAZON-amazon@apl",
"category": "Shopping",
"mode_from_source": "UPI"
},
{
"transaction_id": "t19",
"date": "2026-10-01",
"transaction_timestamp": "2026-10-01T10:30:00",
"amount": 45000,
"balance": "86752",
"narration": "NEFT-SALARY-ACME TECHNOLOGIES PVT LTD",
"category": "Salary",
"mode_from_source": "NEFT"
},
{
"transaction_id": "t20",
"date": "2026-10-03",
"transaction_timestamp": "2026-10-03T10:30:00",
"amount": -12000,
"balance": "74752",
"narration": "UPI-RENT-LANDLORD@okhdfc",
"category": "Rent",
"mode_from_source": "UPI"
},
{
"transaction_id": "t21",
"date": "2026-10-05",
"transaction_timestamp": "2026-10-05T10:30:00",
"amount": -2350,
"balance": "72402",
"narration": "BILLPAY-ELECTRICITY BSES",
"category": "Bills & Utilities",
"mode_from_source": "BILLPAY"
},
{
"transaction_id": "t22",
"date": "2026-10-07",
"transaction_timestamp": "2026-10-07T10:30:00",
"amount": -1899,
"balance": "70503",
"narration": "UPI-SWIGGY-swiggy@icici",
"category": "Food",
"mode_from_source": "UPI"
},
{
"transaction_id": "t23",
"date": "2026-10-10",
"transaction_timestamp": "2026-10-10T10:30:00",
"amount": -4500,
"balance": "66003",
"narration": "ACH-D-BAJAJ FINANCE EMI",
"category": "EMI",
"mode_from_source": "ACH"
},
{
"transaction_id": "t24",
"date": "2026-10-14",
"transaction_timestamp": "2026-10-14T10:30:00",
"amount": -3200,
"balance": "62803",
"narration": "POS-BIG BAZAAR SAKET",
"category": "Shopping",
"mode_from_source": "POS"
},
{
"transaction_id": "t25",
"date": "2026-10-18",
"transaction_timestamp": "2026-10-18T10:30:00",
"amount": -5000,
"balance": "57803",
"narration": "ATM-WDL-SAKET",
"category": "Cash Withdrawal",
"mode_from_source": "ATM"
},
{
"transaction_id": "t26",
"date": "2026-10-21",
"transaction_timestamp": "2026-10-21T10:30:00",
"amount": 2500,
"balance": "60303",
"narration": "UPI-RAHUL SHARMA-rahul.sharma@okaxis",
"category": "Transfer In",
"mode_from_source": "UPI"
},
{
"transaction_id": "t27",
"date": "2026-10-25",
"transaction_timestamp": "2026-10-25T10:30:00",
"amount": -6800,
"balance": "53503",
"narration": "UPI-AMAZON-amazon@apl",
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},
{
"transaction_id": "t28",
"date": "2026-11-01",
"transaction_timestamp": "2026-11-01T10:30:00",
"amount": 45000,
"balance": "98503",
"narration": "NEFT-SALARY-ACME TECHNOLOGIES PVT LTD",
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},
{
"transaction_id": "t29",
"date": "2026-11-03",
"transaction_timestamp": "2026-11-03T10:30:00",
"amount": -12000,
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"narration": "UPI-RENT-LANDLORD@okhdfc",
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},
{
"transaction_id": "t30",
"date": "2026-11-05",
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"amount": -2350,
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},
{
"transaction_id": "t31",
"date": "2026-11-07",
"transaction_timestamp": "2026-11-07T10:30:00",
"amount": -1899,
"balance": "82254",
"narration": "UPI-SWIGGY-swiggy@icici",
"category": "Food",
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},
{
"transaction_id": "t32",
"date": "2026-11-10",
"transaction_timestamp": "2026-11-10T10:30:00",
"amount": -4500,
"balance": "77754",
"narration": "ACH-D-BAJAJ FINANCE EMI",
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},
{
"transaction_id": "t33",
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"transaction_timestamp": "2026-11-14T10:30:00",
"amount": -3200,
"balance": "74554",
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@media (prefers-color-scheme:dark){:root{--bg:#12151c;--card:#1b202a;--fg:#e6e9ef;--mut:#98a2b3;--line:#2c3340}}
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.card{background:var(--card);border:1px solid var(--line);border-radius:12px;max-width:440px;width:100%;padding:24px}
.tag{display:inline-block;background:#fef0c7;color:#93370d;border-radius:4px;padding:2px 8px;font-size:12px;font-weight:600}
h2{margin:12px 0 4px}p,li{color:var(--mut)}table{width:100%;border-collapse:collapse;margin:12px 0}td{padding:4px 0;border-bottom:1px solid var(--line)}
td:first-child{color:var(--mut)}button{width:100%;padding:12px;border-radius:8px;border:0;font-size:15px;font-weight:600;cursor:pointer;margin-top:10px}
.ok{background:#14b8a6;color:#fff}.no{background:transparent;border:1px solid var(--line);color:var(--fg)}
</style></head><body><div class="card"><span class="tag">VENDOR MOCK · local testing only</span><h2>Statement shared</h2>
<p>Returning to the lender…</p>
<script>
if (window.parent !== window) window.parent.postMessage({"eventCode":"JOURNEY_COMPLETED","txn_id":"TXNda845e742ef4419c","request_id":"667815352"}, "https://demo.kredlane.in");
else location.replace("https://demo.kredlane.in/banking-redirect/");
</script></div></body></html><!doctype html><html><head><meta charset="utf-8"><meta name="viewport" content="width=device-width,initial-scale=1">
<title>Account Aggregator consent (mock)</title><style>
:root{--bg:#f4f6fb;--card:#fff;--fg:#1d2433;--mut:#667085;--line:#e4e7ec}
@media (prefers-color-scheme:dark){:root{--bg:#12151c;--card:#1b202a;--fg:#e6e9ef;--mut:#98a2b3;--line:#2c3340}}
body{margin:0;min-height:100vh;display:flex;align-items:center;justify-content:center;background:var(--bg);color:var(--fg);font:15px/1.5 system-ui,sans-serif;padding:16px;box-sizing:border-box}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;max-width:440px;width:100%;padding:24px}
.tag{display:inline-block;background:#fef0c7;color:#93370d;border-radius:4px;padding:2px 8px;font-size:12px;font-weight:600}
h2{margin:12px 0 4px}p,li{color:var(--mut)}table{width:100%;border-collapse:collapse;margin:12px 0}td{padding:4px 0;border-bottom:1px solid var(--line)}
td:first-child{color:var(--mut)}button{width:100%;padding:12px;border-radius:8px;border:0;font-size:15px;font-weight:600;cursor:pointer;margin-top:10px}
.ok{background:#14b8a6;color:#fff}.no{background:transparent;border:1px solid var(--line);color:var(--fg)}
</style></head><body><div class="card"><span class="tag">VENDOR MOCK · local testing only</span><h2>Account Aggregator consent</h2>
<p>Share 4 months of bank data with the lender through an Account Aggregator.</p>
<table><tr><td>Bank</td><td>HDFC Bank</td></tr><tr><td>Account</td><td>XXXXXXXXXX5678</td></tr><tr><td>Holder</td><td>RAHUL KUMAR SHARMA</td></tr><tr><td>Mobile</td><td>7470805431</td></tr></table>
<form method="post" action="/digitap/consent?req=667815352&ok=1"><button class="ok">Approve</button></form>
<form method="post" action="/digitap/consent?req=667815352&ok=0"><button class="no">Reject</button></form></div></body></html>{
"client_ref_num": "7470805431",
"txn_completed_cburl": "http://core-api:13000/OnboardingJourneyStart/digitap-transaction-callback",
"destination": "accountaggregator",
"mobile_num": "7470805431",
"institution_id": "1",
"aa_vendor": "anumati",
"multi_aa": "0",
"return_url": "https://demo.kredlane.in/banking-redirect/",
"consent_request": [
{
"fetch_type": "ONETIME",
"fi_types": [
"DEPOSIT"
]
},
{
"fetch_type": "PERIODIC",
"fi_types": [
"DEPOSIT"
]
}
]
}{
"status": "success",
"request_id": 667815352,
"url": "https://mock.demo.kredlane.in/digitap/consent?req=667815352",
"expires": "72h"
}{
"status": "success",
"data": [
{
"id": 1,
"name": "HDFC Bank",
"inst_type": "NetBanking"
},
{
"id": 2,
"name": "ICICI Bank",
"inst_type": "NetBanking"
},
{
"id": 3,
"name": "State Bank of India",
"inst_type": "NetBanking"
},
{
"id": 4,
"name": "Axis Bank",
"inst_type": "NetBanking"
},
{
"id": 5,
"name": "Kotak Mahindra Bank",
"inst_type": "NetBanking"
}
]
}{
"user_id": "009df81a-dae5-47bf-9841-9a616c7648fe",
"reference_id": "a4e7e14e-c2fb-463b-9e85-5a46d483dcd9",
"input_data": {
"lead_id": "a4e7e14e-c2fb-463b-9e85-5a46d483dcd9",
"declared_income": 100000,
"external": {
"bureau_type": "crif_hardpull",
"bureau_raw_json": "eyJDSVItUkVQT1JULUZJTEUiOnsiSEVBREVSLVNFR01FTlQiOnsiREFURS1PRi1SRVFVRVNUIjoiMTQtMTEtMjAyNiIsIlBSRVBBUkVELUZPUiI6IktSRURMQU5FIiwiUFJFUEFSRUQtRk9SLUlEIjoiTkJGMDAwMDAwMCIsIkRBVEUtT0YtSVNTVUUiOiIxNC0xMS0yMDI2IiwiUkVQT1JULUlEIjoiUlBUOTExZWFlODEwMTAyNDlhMSIsIkJBVENILUlEIjoiQkFUODI3YWFlMDY2Yzk1NGQ2ZCIsIlNUQVRVUyI6IlNVQ0NFU1MiLCJQUk9EVUNULVRZUEUiOiJDSVIgUFJPIFYyIiwiUFJPRFVDVC1WRVIiOiIyLjAiLCJJTlFVSVJZLVVOSVFVRS1SRUYtTk8iOiJLTC00MzNkYTQxOC01YTc3LTQ5MDgtYjBiNS1mN2Y0NDQzY2Q5NmUifSwiUkVRVUVTVC1EQVRBIjp7IkFQUExJQ0FOVC1TRUdNRU5UIjp7IkZJUlNULU5BTUUiOiJSQUhVTCIsIk1JRERMRS1OQU1FIjoiIiwiTEFTVC1OQU1FIjoiU0hBUk1BIiwiR0VOREVSIjoiTWFsZSIsIkRPQiI6eyJET0ItRFQiOiIxNS0wOC0xOTk1In0sIklEUyI6W3siVFlQRSI6IklEMDciLCJWQUxVRSI6IkFCQ1BBMTIzNEYifV0sIlBIT05FUyI6W3siVFlQRSI6IlAwMyIsIlZBTFVFIjoiNzQ3MDgwNTQzMSJ9XSwiRU1BSUxTIjpbeyJFTUFJTCI6Imd5YW5lbmRyYS53b3Jrc0BnbWFpbC5jb20ifV0sIkFERFJFU1NFUyI6W3siVFlQRSI6IkQwMSIsIkFERFJFU1NURVhUIjoiMTIgTUcgUm9hZCBOZWFyIE1ldHJvIFN0YXRpb24gU2FrZXQgU2FrZXQgU291dGggRGVsaGkiLCJDSVRZIjoiU2FrZXQiLCJTVEFURSI6IkRlbGhpIiwiUElOIjoiMTEwMDE3In1dfX0sIlJFUE9SVC1EQVRBIjp7IlNUQU5EQVJELURBVEEiOnsiU0NPUkUiOlt7Ik5BTUUiOiJQRVJGT1JNIENPTlNVTUVSIDIuMCIsIlZFUlNJT04iOiIyLjAiLCJWQUxVRSI6Ijc2MiIsIkRFU0NSSVBUSU9OIjoiTG93IHJpc2siLCJGQUNUT1JTIjpbeyJUWVBFIjoiRjA0IiwiREVTQyI6IkNyZWRpdCBjYXJkIHV0aWxpc2F0aW9uIGFib3ZlIDMwJSJ9XX1dLCJUUkFERUxJTkVTIjpbeyJBQ0NULU5VTUJFUiI6IlhYWFhYWFhYWFhYWDQ4MjEiLCJDUkVESVQtR1JBTlRPUiI6IkhERkMgQkFOSyIsIkNSRURJVC1HUkFOVE9SLVRZUEUiOiJQU0IiLCJBQ0NULVRZUEUiOiJDcmVkaXQgQ2FyZCIsIk9XTkVSU0hJUC1JTkQiOiJJbmRpdmlkdWFsIiwiQUNDT1VOVC1TVEFUVVMiOiJBY3RpdmUiLCJSRVBPUlRFRC1EVCI6IjAxLTExLTIwMjYiLCJESVNCVVJTRUQtRFQiOiIxMi0wOS0yMDIzIiwiTEFTVC1QQVlNRU5ULURUIjoiMDItMTEtMjAyNiIsIkNSRURJVC1MSU1JVCI6IjEwMDAwMCIsIkNVUlJFTlQtQkFMIjoiMzIwMDAiLCJPVkVSRFVFLUFNVCI6IjAiLCJJTlNUQUxMTUVOVC1BTVQiOiIiLCJPQkxJR0FUSU9OIjoiMTYwMCIsIkhJU1RPUlkiOlt7Ik5BTUUiOiJDT01CSU5FRC1QQVlNRU5ULUhJU1RPUlkiLCJEQVRFUyI6Ik9jdDoyMDI2fFNlcDoyMDI2fEF1ZzoyMDI2fEp1bDoyMDI2fEp1bjoyMDI2fE1heToyMDI2fEFwcjoyMDI2fE1hcjoyMDI2fEZlYjoyMDI2fEphbjoyMDI2fERlYzoyMDI1fE5vdjoyMDI1fE9jdDoyMDI1fFNlcDoyMDI1fEF1ZzoyMDI1fEp1bDoyMDI1fEp1bjoyMDI1fE1heToyMDI1fEFwcjoyMDI1fE1hcjoyMDI1fEZlYjoyMDI1fEphbjoyMDI1fERlYzoyMDI0fE5vdjoyMDI0fCIsIlZBTFVFUyI6IjAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfCJ9XX0seyJBQ0NULU5VTUJFUiI6IlhYWFhYWFhYNzcxMCIsIkNSRURJVC1HUkFOVE9SIjoiQkFKQUogRklOQU5DRSBMVEQiLCJDUkVESVQtR1JBTlRPUi1UWVBFIjoiTkJGIiwiQUNDVC1UWVBFIjoiUGVyc29uYWwgTG9hbiIsIk9XTkVSU0hJUC1JTkQiOiJJbmRpdmlkdWFsIiwiQUNDT1VOVC1TVEFUVVMiOiJBY3RpdmUiLCJSRVBPUlRFRC1EVCI6IjAxLTExLTIwMjYiLCJESVNCVVJTRUQtRFQiOiIwNS0wOS0yMDI1IiwiTEFTVC1QQVlNRU5ULURUIjoiMTAtMTEtMjAyNiIsIkRJU0JVUlNFRC1BTVQiOiI2MDAwMCIsIkNVUlJFTlQtQkFMIjoiMTY1MDAiLCJPVkVSRFVFLUFNVCI6IjAiLCJJTlNUQUxMTUVOVC1BTVQiOiI0LDUwMC9Nb250aGx5IiwiT0JMSUdBVElPTiI6IjQ1MDAiLCJJTlRFUkVTVC1SQVRFIjoiMTgiLCJSRVBBWU1FTlQtVEVOVVJFIjoiMTgiLCJISVNUT1JZIjpbeyJOQU1FIjoiQ09NQklORUQtUEFZTUVOVC1ISVNUT1JZIiwiREFURVMiOiJPY3Q6MjAyNnxTZXA6MjAyNnxBdWc6MjAyNnxKdWw6MjAyNnxKdW46MjAyNnxNYXk6MjAyNnxBcHI6MjAyNnxNYXI6MjAyNnxGZWI6MjAyNnxKYW46MjAyNnxEZWM6MjAyNXxOb3Y6MjAyNXxPY3Q6MjAyNXxTZXA6MjAyNXwiLCJWQUxVRVMiOiIwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8In1dfSx7IkFDQ1QtTlVNQkVSIjoiWFhYWFhYMzM5MiIsIkNSRURJVC1HUkFOVE9SIjoiSE9NRSBDUkVESVQgSU5ESUEiLCJDUkVESVQtR1JBTlRPUi1UWVBFIjoiTkJGIiwiQUNDVC1UWVBFIjoiQ29uc3VtZXIgTG9hbiIsIk9XTkVSU0hJUC1JTkQiOiJJbmRpdmlkdWFsIiwiQUNDT1VOVC1TVEFUVVMiOiJDbG9zZWQiLCJSRVBPUlRFRC1EVCI6IjAxLTAzLTIwMjUiLCJESVNCVVJTRUQtRFQiOiIxOC0wMy0yMDI0IiwiQ0xPU0VELURUIjoiMTgtMDMtMjAyNSIsIkxBU1QtUEFZTUVOVC1EVCI6IjE4LTAzLTIwMjUiLCJESVNCVVJTRUQtQU1UIjoiMjQwMDAiLCJDVVJSRU5ULUJBTCI6IjAiLCJPVkVSRFVFLUFNVCI6IjAiLCJJTlNUQUxMTUVOVC1BTVQiOiIyLDAwMC9Nb250aGx5IiwiT0JMSUdBVElPTiI6IjAiLCJISVNUT1JZIjpbeyJOQU1FIjoiQ09NQklORUQtUEFZTUVOVC1ISVNUT1JZIiwiREFURVMiOiJPY3Q6MjAyNnxTZXA6MjAyNnxBdWc6MjAyNnxKdWw6MjAyNnxKdW46MjAyNnxNYXk6MjAyNnxBcHI6MjAyNnxNYXI6MjAyNnxGZWI6MjAyNnxKYW46MjAyNnxEZWM6MjAyNXxOb3Y6MjAyNXwiLCJWQUxVRVMiOiIwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwwMDAvU1REfDAwMC9TVER8MDAwL1NURHwifV19XSwiSU5RVUlSWS1ISVNUT1JZIjpbeyJJTlFVSVJZLURUIjoiMDktMTAtMjAyNiIsIkxFTkRFUi1OQU1FIjoiQkFKQUogRklOQU5DRSBMVEQiLCJMRU5ERVItVFlQRSI6Ik5CRiIsIkxPQU4tVFlQRSI6IlBlcnNvbmFsIExvYW4iLCJBTU9VTlQiOiI1MDAwMCIsIkNSRURJVC1JTlFVSVJZLVNUQUdFIjoiUFJFLVNDUkVFTiIsIkNSRURJVC1JTlEtUFVSUFMtVFlQRSI6IkFDQ1QtT1JJRyJ9XSwiREVNT0dTIjp7IlZBUklBVElPTlMiOlt7IlRZUEUiOiJOQU1FLVZBUklBVElPTlMiLCJWQVJJQVRJT04iOlt7IlZBTFVFIjoiUkFIVUwgU0hBUk1BIiwiUkVQT1JURUQtRFQiOiIwMS0xMC0yMDI2In0seyJWQUxVRSI6IlJBSFVMIFNIQVJNQSIsIlJFUE9SVEVELURUIjoiMDEtMDUtMjAyNCJ9XX0seyJUWVBFIjoiQUREUkVTUy1WQVJJQVRJT05TIiwiVkFSSUFUSU9OIjpbeyJWQUxVRSI6IjEyIE1HIFJPQUQgU0FLRVQgU09VVEggREVMSEkgREVMSEkgMTEwMDE3IiwiUkVQT1JURUQtRFQiOiIwMS0xMC0yMDI2In0seyJWQUxVRSI6IjQ1IExBSlBBVCBOQUdBUiBORVcgREVMSEkgREVMSEkgMTEwMDI0IiwiUkVQT1JURUQtRFQiOiIwMS0wNy0yMDI0In1dfSx7IlRZUEUiOiJQSE9ORS1WQVJJQVRJT05TIiwiVkFSSUFUSU9OIjpbeyJWQUxVRSI6Ijc0NzA4MDU0MzEiLCJSRVBPUlRFRC1EVCI6IjAxLTEwLTIwMjYifSx7IlZBTFVFIjoiOTgxMTEyMjIzMyIsIlJFUE9SVEVELURUIjoiMDEtMDktMjAyNCJ9XX0seyJUWVBFIjoiUEFOLVZBUklBVElPTlMiLCJWQVJJQVRJT04iOlt7IlZBTFVFIjoiQUJDUEExMjM0RiIsIlJFUE9SVEVELURUIjoiMDEtMTAtMjAyNiJ9XX0seyJUWVBFIjoiRU1BSUwtVkFSSUFUSU9OUyIsIlZBUklBVElPTiI6W3siVkFMVUUiOiJneWFuZW5kcmEud29ya3NAZ21haWwuY29tIiwiUkVQT1JURUQtRFQiOiIwMS0xMC0yMDI2In1dfV19LCJFTVBMT1lNRU5ULURFVEFJTFMiOlt7IkVNUExPWU1FTlQtREVUQUlMIjp7IkFDQ1QtVFlQRSI6IlBlcnNvbmFsIExvYW4iLCJEQVRFLVJFUE9SVEVEIjoiMDEtMTAtMjAyNiIsIk9DQ1VQQVRJT04iOiJTYWxhcmllZCIsIkZJUlNULVJFUE9SVEVELURUIjoiMDUtMDktMjAyNSIsIkxBU1QtUkVQT1JURUQtRFQiOiIwMS0xMC0yMDI2In19XX0sIkFDQ09VTlRTLVNVTU1BUlkiOnsiUFJJTUFSWS1BQ0NPVU5UUy1TVU1NQVJZIjp7Ik5VTUJFUi1PRi1BQ0NPVU5UUyI6IjMiLCJBQ1RJVkUtQUNDT1VOVFMiOiIyIiwiT1ZFUkRVRS1BQ0NPVU5UUyI6IjAiLCJTRUNVUkVELUFDQ09VTlRTIjoiMCIsIlVOU0VDVVJFRC1BQ0NPVU5UUyI6IjMiLCJVTlRBR0dFRC1BQ0NPVU5UUyI6IjAiLCJUT1RBTC1DVVJSRU5ULUJBTEFOQ0UiOiI0ODUwMCIsIlRPVEFMLVNBTkNUSU9ORUQtQU1UIjoiMTk5MDAwIiwiVE9UQUwtRElTQlVSU0VELUFNVCI6Ijg0MDAwIiwiVE9UQUwtQU1ULU9WRVJEVUUiOiIwIn0sIlBFUkZPUk0tQVRUUklCVVRFUyI6W3siQVRUUi1OQU1FIjoiTk8tT0YtQUNUSVZFLUFDQ09VTlRTIiwiQVRUUi1WQUxVRSI6IjIifSx7IkFUVFItTkFNRSI6Ik5PLU9GLUVOUVVJUklFUy1MQVNULTYtTU9OVEhTIiwiQVRUUi1WQUxVRSI6IjEifSx7IkFUVFItTkFNRSI6Ik1BWC1EUEQtTEFTVC0xMi1NT05USFMiLCJBVFRSLVZBTFVFIjoiMCJ9LHsiQVRUUi1OQU1FIjoiQ1JFRElULUNBUkQtVVRJTElTQVRJT04iLCJBVFRSLVZBTFVFIjoiMzIlIn1dLCJBRERJVElPTkFMLVNVTU1BUlkiOlt7IkFUVFItTkFNRSI6Ik5VTS1HUkFOVE9SUy1BQ1RJVkUiLCJBVFRSLVZBTFVFIjoiMiJ9LHsiQVRUUi1OQU1FIjoiTEVOR1RILU9GLUNSRURJVC1ISVNUT1JZLU1PTlRIUyIsIkFUVFItVkFMVUUiOiIzOCJ9XX0sIlRSRU5EUyI6eyJOQU1FIjoiU0NPUkUtVFJFTkQiLCJEQVRFUyI6IjAxLTExLTIwMjZ8MDEtMDktMjAyNnwwMS0wNy0yMDI2fDAxLTA1LTIwMjZ8MDEtMDMtMjAyNnwwMS0wMS0yMDI2fCIsIlZBTFVFUyI6Ijc2Mnw3NTV8NzQ4fDc0MXw3MzN8NzI4fCIsIkRFU0NSSVBUSU9OIjoifHx8fHwifSwiUkVRVUVTVEVELVNFUlZJQ0VTIjpbXX19fQ=="
}
}
}{
"request_id": "cred_2b2735133dd94fb2",
"reference_id": "a4e7e14e-c2fb-463b-9e85-5a46d483dcd9",
"output_data": {
"rules_output": {
"final_decision": {
"Decision": "Approve",
"LoanAmount": 25000,
"DecisionReason": "Bureau OK (mock)"
}
},
"features": {
"output_features": {
"bureau": {
"bureau_score": 762,
"cbs_risk_grade": "A",
"cbs_stpl_v1": 0.08,
"cbs_monthly_affordability_v1": 15000,
"estimated_income_final": 100000
}
},
"bureau": {
"bureau_score": 762,
"cbs_risk_grade": "A",
"cbs_stpl_v1": 0.08,
"cbs_monthly_affordability_v1": 15000,
"estimated_income_final": 100000
}
}
}
}{
"client_ref_num": "KL-433da418-5a77-4908-b0b5-f7f4443cd96e",
"mobile_no": "7470805431",
"first_name": "RAHUL",
"last_name": "SHARMA",
"prefill_lookup": "0",
"pan": "ABCPA1234F",
"address": "12 MG Road Near Metro Station Saket Saket South Delhi",
"city": "Saket",
"state": "Delhi",
"pincode": "110017",
"date_of_birth": "15-08-1995",
"gender": "Male",
"email": "gyanendra.works@gmail.com",
"report_type": "0"
}{
"result_code": 101,
"request_id": "crq_f5505da19b6d4504",
"client_ref_num": "KL-433da418-5a77-4908-b0b5-f7f4443cd96e",
"result": {
"result_json": {
"parsed_data": {
"B2C-REPORT": {
"HEADER-SEGMENT": {
"DATE-OF-REQUEST": "14-11-2026",
"PREPARED-FOR": "KREDLANE",
"PREPARED-FOR-ID": "NBF0000000",
"DATE-OF-ISSUE": "14-11-2026",
"REPORT-ID": "RPT911eae81010249a1",
"BATCH-ID": "BAT827aae066c954d6d",
"STATUS": "SUCCESS",
"PRODUCT-TYPE": "CIR PRO V2",
"PRODUCT-VER": "2.0",
"INQUIRY-UNIQUE-REF-NO": "KL-433da418-5a77-4908-b0b5-f7f4443cd96e"
},
"REQUEST-DATA": {
"APPLICANT-SEGMENT": {
"FIRST-NAME": "RAHUL",
"MIDDLE-NAME": "",
"LAST-NAME": "SHARMA",
"GENDER": "Male",
"DOB": {
"DOB-DT": "15-08-1995"
},
"IDS": [
{
"TYPE": "ID07",
"VALUE": "ABCPA1234F"
}
],
"PHONES": [
{
"TYPE": "P03",
"VALUE": "7470805431"
}
],
"EMAILS": [
{
"EMAIL": "gyanendra.works@gmail.com"
}
],
"ADDRESSES": [
{
"TYPE": "D01",
"ADDRESSTEXT": "12 MG Road Near Metro Station Saket Saket South Delhi",
"CITY": "Saket",
"STATE": "Delhi",
"PIN": "110017"
}
]
}
},
"REPORT-DATA": {
"STANDARD-DATA": {
"SCORE": [
{
"NAME": "PERFORM CONSUMER 2.0",
"VERSION": "2.0",
"VALUE": "762",
"DESCRIPTION": "Low risk",
"FACTORS": [
{
"TYPE": "F04",
"DESC": "Credit card utilisation above 30%"
}
]
}
],
"TRADELINES": [
{
"ACCT-NUMBER": "XXXXXXXXXXXX4821",
"CREDIT-GRANTOR": "HDFC BANK",
"CREDIT-GRANTOR-TYPE": "PSB",
"ACCT-TYPE": "Credit Card",
"OWNERSHIP-IND": "Individual",
"ACCOUNT-STATUS": "Active",
"REPORTED-DT": "01-11-2026",
"DISBURSED-DT": "12-09-2023",
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},
"careOf": "S/O Mohan Sharma",
"image": "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",
"link": "http://vendor-mock:4010/digilocker/files/aadhaar.xml",
"maskedAdharNumber": "xxxxxxxx1234",
"dob": "15-08-1995"
}
}{
"location": "https://demo.kredlane.in/onboarding/aadhaar-verification/"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}<!doctype html><html><head><meta charset="utf-8"><meta name="viewport" content="width=device-width,initial-scale=1">
<title>DigiLocker — share Aadhaar (mock)</title><style>
:root{--bg:#f4f6fb;--card:#fff;--fg:#1d2433;--mut:#667085;--line:#e4e7ec}
@media (prefers-color-scheme:dark){:root{--bg:#12151c;--card:#1b202a;--fg:#e6e9ef;--mut:#98a2b3;--line:#2c3340}}
body{margin:0;min-height:100vh;display:flex;align-items:center;justify-content:center;background:var(--bg);color:var(--fg);font:15px/1.5 system-ui,sans-serif;padding:16px;box-sizing:border-box}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;max-width:440px;width:100%;padding:24px}
.tag{display:inline-block;background:#fef0c7;color:#93370d;border-radius:4px;padding:2px 8px;font-size:12px;font-weight:600}
h2{margin:12px 0 4px}p,li{color:var(--mut)}table{width:100%;border-collapse:collapse;margin:12px 0}td{padding:4px 0;border-bottom:1px solid var(--line)}
td:first-child{color:var(--mut)}button{width:100%;padding:12px;border-radius:8px;border:0;font-size:15px;font-weight:600;cursor:pointer;margin-top:10px}
.ok{background:#14b8a6;color:#fff}.no{background:transparent;border:1px solid var(--line);color:var(--fg)}
</style></head><body><div class="card"><span class="tag">VENDOR MOCK · local testing only</span><h2>DigiLocker — share Aadhaar</h2>
<p>The lender is requesting your Aadhaar from DigiLocker.</p>
<table><tr><td>Name</td><td>RAHUL KUMAR SHARMA</td></tr><tr><td>Aadhaar</td><td>XXXXXXXX1234</td></tr>
<tr><td>Date of birth</td><td>15-08-1995</td></tr><tr><td>Address</td><td>12, MG Road, Saket, South Delhi, Delhi 110017</td></tr></table>
<form method="post" action="/digilocker/consent?tx=DLTdc978a5ccca54dbb&ok=1"><button class="ok">Allow</button></form>
<form method="post" action="/digilocker/consent?tx=DLTdc978a5ccca54dbb&ok=0"><button class="no">Deny</button></form></div></body></html>{
"serviceId": 4,
"redirectionUrl": "https://demo.kredlane.in/onboarding/aadhaar-verification/",
"uid": "pn3xhng4efsn83xyvmre_009df81a-dae5-47bf-9841-9a616c7648fe_7470805431",
"webhookUrl": "http://core-api:13000/OnboardingJourneyStart/digilocker-webhook-by-digitap"
}{
"code": "200",
"status": "success",
"model": {
"url": "https://mock.demo.kredlane.in/digilocker/consent?tx=DLTdc978a5ccca54dbb",
"kycUrl": "https://mock.demo.kredlane.in/digilocker/consent?tx=DLTdc978a5ccca54dbb",
"unifiedTransactionId": "DLTdc978a5ccca54dbb"
}
}{
"client_ref_num": "pan_009df81a-dae5-47bf-9841-9a616c7648fe_1794667492634",
"father_name": "false",
"pan": "ABCPA1234F",
"pan_display_name": "false"
}{
"http_response_code": 200,
"result_code": 101,
"request_id": "req_ce82bc5a8e1f48ab",
"client_ref_num": "pan_009df81a-dae5-47bf-9841-9a616c7648fe_1794667492634",
"result": {
"pan": "ABCPA1234F",
"fullname": "RAHUL KUMAR SHARMA",
"first_name": "RAHUL",
"middle_name": "KUMAR",
"last_name": "SHARMA",
"gender": "male",
"dob": "15/08/1995",
"aadhaar_number": "XXXXXXXX1234",
"aadhaar_linked": true,
"email": null,
"mobile": null,
"address": {
"building_name": "12",
"locality": "Saket",
"street_name": "MG Road",
"pincode": "110017",
"city": "New Delhi",
"state": "Delhi",
"country": "India"
}
}
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /favicon.ico"
}{
"mock": true,
"error": "vendor-mock has no route for GET /.env"
}{
"mock": true,
"error": "vendor-mock has no route for GET /robots.txt"
}GET /digitap/institutionsPOST /digitap/generateurlGET /digitap/consentPOST /digitap/consentPOST /digitap/retrievereportGET /greenvalley/web/fipPOST /greenvalley/web/multi-consent/initiate/phone-numberGET /greenvalley/consentPOST /greenvalley/consentGET /greenvalley/web/fetch/analytics/jsonGET /greenvalley/web/fetch/analytics/excelGET /ignosis/web/fipPOST /cams/api/FIU/AuthenticationPOST /cams/api/FIU/RedirectAAGET /cams/consentPOST /cams/consentGET /cashfree/payout/public-keyPOST /cashfree/payout/v1/authorizePOST /cashfree/payout/v1.2/directTransferGET /cashfree/payout/v1.2/getTransferStatusPOST /cashfree/pg/ordersGET /cashfree/pg/orders/:id/paymentsGET /cashfree/pg/orders/:idPOST /cashfree/pg/linksGET /cashfree/pg/links/:id/ordersGET /cashfree/pg/links/:idPOST /cashfree/pg/subscriptionsGET /cashfree/pg/subscriptions/:idPOST /cashfree/pg/subscriptions/:id/manageGET /cashfree/sdk/cashfree.jsGET /cashfree/checkoutPOST /cashfree/checkoutPOST /crif/credit_analytics/v2/cfPOST /credeau/bureau_mobile_brePOST /credeau/bank_brePOST /digilocker/generate-urlGET /digilocker/consentPOST /digilocker/consentPOST /digilocker/get-digilocker-detailsGET /digilocker/:tx/detailsGET /digilocker/files/aadhaar.xmlPOST /digio/client/kyc/v2/request/with_templatePOST /digio/client/kyc/v2/request/:kid/manage_approvalPOST /digio/client/kyc/v2/:kid/responseGET /digio/client/kyc/v2/media/:fileIdPOST /digio/v2/client/template/multi_templates/create_sign_requestPOST /digio/user/auth/generate_tokenPOST /digitap/validation/kyc/v1/pan_detailsPOST /digitap/fmfl/v3/face-livenessPOST /digitap/fmfl/v2/face-matchPOST /digitap/penny-drop/v2/check-validPOST /gridlines/profile-api/mobile/digital-footprintPOST /gridlines/profile-api/mobile/number-agePOST /gridlines/epfo-api/uan/fetch-by-panPOST /gridlines/epfo-api/employment-history/fetch-by-uanPOST /llm/chat/completionsGET /omni/fe/api/v1/sendPOST /omni/fe/api/v1/sendPOST /omni/fe/api/v1/iPMessage/One2ManyPOST /omni/fe/api/v1/sendEmailPOST /anantya/api/Campaign/SendSingleTemplateMessageALL /sms/*POST /novu/v1/events/trigger/bulkPOST /novu/v1/events/triggerPOST /novu/v1/subscribersALL /novu/v1/*GET /fast2sms/dev/walletPOST /surepass/api/v1/aadhaar-v2/generate-otpPOST /surepass/api/v1/aadhaar-v2/submit-otpPOST /surepass/api/v1/pan/pan-aadhaar-link-check